Retirement Made Easy
Reasonable Rate of Return
Planning Your Retirement
Our team at Lexington Financial understands the complexities of planning for retirement, for that reason…
- Lexington Financial has assembled team of dedicated individuals specializing in making sure your retirement needs are not only met, but exceeded.
- We strive every day to service families with a custom plan that adheres to the goals that you have in mind.
- Maintaining contact with our clients on an annual basis for re-evaluation of their current accounts is important to us.
You deserve a true retirement expert – Lexington Financial is that expert.
Call our team at 859-967-4663 for a no-obligation review of your current retirement plan!
All of the products we offer at Lexington Financial serve unique purposes. Furthermore, everything can be customized to fit a client’s specific needs.
Giving personalized, non-general information is what we do. We aren’t here to sell specific products, we are here to help make sure your plan meets your goals. If it doesn’t, we can help! If someone has a steady retirement plan in place, we’ll advise they change nothing!
Here are some of the most typical choices people make for their retirement plan when joining with Lexington Financial. Our services are not limited to exclusively these options, that’s why we encourage everyone to take time to meet with our retirement specialist, Jason, where they can explain to him what they want to achieve.
1. Indexed Life
Indexed Life is a life insurance policy that uses a market index or fixed rate as a way to earn interest. As you earn money in the policy, it grows on a tax free basis, and the death benefit is received by beneficiaries tax free.
3. Indexed Annuity
Indexed Annuities are annuity contracts that use a market index to increase the account value. Earnings are locked annually, so your account can never decrease in value due to market fluctuation. The primary focus of this is the guaranteed income for the rest of your life upon first withdrawal and protection of principal.
2. Term Life
Term life is a life insurance policy with a lower locked in rate for a fixed term, available from 1 to 30 years.
4. Fixed Annuity
Fixed Annuities offer the security of a fixed interest rate as opposed to utilizing a market based index. These are typically used to have an interest based income where you withdraw the interest gained monthly and maintain the principal balance.